What would be the expenses of living on a 35-foot sailboat?

Living on a sailboat can be a dream come true for many people. The freedom of the sea, the tranquility of living away from land, and the beauty of nature all around you make it one of the most desirable lifestyles. However, before jumping into this lifestyle, it is important to understand the expenses that come with it. In this article, we will explore the costs of living on a 35-foot sailboat.

Buying a Sailboat

The first expense of living on a sailboat is the cost of purchasing it. A 35-foot sailboat can range in price from $30,000 to $100,000 or more, depending on the condition of the boat, its age, and its features. You will also need to consider the cost of any necessary upgrades or repairs the boat may require.

Maintenance and Repairs

Next, you will need to consider the ongoing maintenance and repair costs of your sailboat. This includes regular maintenance such as cleaning, painting, and replacing filters, as well as more significant repairs such as engine or hull repairs. These costs can vary greatly depending on the age and condition of the boat, but you should budget at least $3,000-$5,000 per year for maintenance and repairs.

Docking Fees

If you plan to moor your boat in a marina, you will need to pay docking fees. These fees can range from $300 to $1,500 per month depending on the location, facilities, and amenities of the marina. Moorings and anchorages are cheaper but may not have the same level of access to amenities and services.


Boat insurance is essential to protect your investment. The cost of insurance depends on the size, age, and condition of the boat, as well as your level of coverage. A 35-foot sailboat can cost anywhere from $1,000 to $3,000 per year in insurance premiums.

Living Expenses

While living on a sailboat can be cheaper than living on land, you will still have living expenses to consider. This includes food, water, fuel, and any other onboard supplies. The cost of these expenses can vary depending on your location, lifestyle, and dietary preferences. It’s safe to budget around $1,000 to $1,500 per month for living expenses.

Living on a sailboat can be a fulfilling and exciting lifestyle, but it is important to understand the costs involved. The expenses of living on a 35-foot sailboat include the cost of purchasing the boat, ongoing maintenance and repairs, docking fees, insurance premiums, and living expenses. It’s important to budget carefully and plan ahead to ensure you can afford this unique lifestyle. However, despite the costs, the rewards of living on a sailboat make it all worthwhile.

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